Life Insurance provides a lump sum of money to give the financial support needed by your loved ones when you are no longer around to provide for them. Whether you live on the Gold Coast or elsewhere in Australia you can easily take out Life Insurance with a Gold Coast Financial Planner so that your spouse, children, or other nominated beneficiary or estate, will receive the money they need upon your death.

Life Insurance payments can be made to your spouse, children, other beneficiaries, business partner, or your estate. A Gold Coast Life insurance payment can help with:

  • Pay out your mortgage and any other personal debts or business debts.
  • Provide for your spouses and children’s ongoing living expenses.
  • Help provide funds to pay for your children’s education.
  • Pay for the cost of a funeral.
  • Help your business partner come up with the money to buy your share of the business and so your spouse receives the money for your share of the business.

Other factors to be aware of with Gold Coast Life Insurance:

  • Everyone has different insurance needs and therefore the amount of cover you require must be worked out accurately.
  • Life Insurance premiums (cost) are determined by several specifics, for example your age, gender, medical history, occupation, etc.
  • Premiums can also be designed to lock in the cost so that it doesn’t increase the cost the older you get, which allows you to afford the cover later in life when it is potentially needed the most.
  • Some Life insurance policies have a terminal illness payment, which means you can claim your Life insurance if you are diagnosed with a terminal condition, and not have to wait till you pass away.
  • You can have Optional Child Cover to provide you money in the event of a child passing away.
  • Personal insurance premiums can be paid by you, by someone else, or by your superannuation, and you don’t have to change super funds. Having super pay for insurance frees up your cashflow while still giving you the cover you need.
  • If structured correctly Life insurance premiums can be tax deductable, which reduces the cost to you.
  • The amount of Life insurance cover can be structured to increase each year, stay the same, or decrease. It depends on what is needed for your situation.

Some of the areas we service for Gold Coast Life Insurance are:

Ashmore Life Insurance
Biggera Waters Life Insurance
Bundall Life Insurance
Burleigh Heads Life Insurance
CarraraLife Insurance
Chevron Island Life Insurance

Coolangatta Life Insurance
Coombabah Life Insurance
Coomera Life Insurance
Currumbin Life Insurance
Elanora Life Insurance
Labrador Life Insurance
Main Beach Life Insurance

Most Australians are significantly underinsured. This then has devastating effects on loved ones when they pass away. Please feel free to have a chat with us here at Oasis Financial Planning for all your Gold Coast Life Insurance needs.

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Stephen Pollard 0427 729 448 |


What our clients have to say..

"Steve’s advice and abilities in developing customized strategies for each client is of the very highest level and quality. He is extremely professional and confidential at all times, and clients have found him very approachable and easy to talk to. I have been extremely impressed with Steve’s knowledge, expertise, experience, and also…. very importantly…. Steve’s innate ability to explain things very clearly, and concisely, so that everyone can fully understand. My clients that have been assisted by Steve now feel better educated, informed, have developed strategies and goals, and feel in control of their finances and their futures.”

Jeannie Anderson

Mayberry, Meldrum & Anderson
Steve helped turn my goals into a clear and achievable plan. Recommending life changing strategies that I have been able to easily implement and benefit from greatly. Steve is informative, helpful and the best financial planner that I would highly recommend to everyone!

John Mitchell

Without a doubt the most trustworthy, honest person it has ever been my pleasure to work with. I know that he has only my best interests at heart and he does not take commissions, which may be seen by others to influence his recommendations. The only person to go to in my mind he has saved me heaps of money.

Geoffrey Colwill

Trustworthy & Honest
I have know Steve pollard personally now for a couple of years and meet with him once a week for breakfast. He is literally a breath of fresh air as I have always been wary of Finance Advisors in the past. Steve is now working with myself and my partner to help build a financial plan for the future and has really opened my eyes to the possibilities there are. I totally recommend that if you are looking at advice for your personal or business matters to book a time to Steve as you won't be disappointed.

Sam Skehan

Great Advice
Every time I see Steve present at a seminar, I realise it is so much more than financial information, which anyone can provide, and more about finding the right motivator. Steve definitely knows how to motivate in a friendly non confronting manner. I can see why his greatest successes are with clients that stay with him year on year.

Greg Davies

Davies Home Loans
Steve Pollard is a highly professional and ethical financial planner, who practices what he preaches. He is on the few financial planners to have provided independent fee for service advice since he started in the industry. I trust Steve to provide quality advice to me, my friends and clients.

Andrew Wegener