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Many businesses and Business owners turn to the leading Insurance experts for Gold Coast Business Expenses Insurance. They do this because they in the event that one of the business owners or the businesses key people cannot work due to an illness, injury or accident, their business costs and loss or productivity and/or revenue, or debts are covered by benefits paid monthly to the business while the missing owner or keyperson recovers.

Gold Coast Key person insurance is similar but provides life insurance, Total & Permanent Disability insurance or Trauma insurance on the key person in a business. This is usually the owner, or a key employee or two. The insurance is taken out by the business on those people who are crucial to a business, where their absence would be severely detrimental to the company.

Business expenses cover normally pays a monthly amount for up to 12 months. The cost of this insurance is tax deductible to the business, and is a small cost to pay to ensure your business is able to continue to operate while you or your keyperson is recovering from ill health or an injury or accident.

Gold Coast Business Expenses Insurance and Keyperson Insurance can cover for:

  • Total Disability.
  • Partial Disability.
  • Death Benefit.
  • Accident Option.

Why should Gold Coast Business owners have Gold Coast Business Expenses Insurance and Keyperson Insurance?

  • Business expenses insurance provides a monthly injection of money into the business when needed.
  • Help you pay staff salaries.
  • Pay your business rent.
  • Meet the cost of phone, gas, electricity and other every day running costs.
  • Provide money to continue paying leasing expenses for equipment and vehicles.
  • Keyperson insurance provides a lumps sum to help with the above, or to help support the business financially till a replacement can be found.

Other factors to be aware of with Gold Coast Business Expenses Insurance:

  • How much cover you take out is calculated by the allowable business expenses your business has each month. This is the monthly insured amount.
  • Premiums can be tax-deductible and can generally be combined with personal income protection insurance so you are covered for both personal income and work expenses.
  • This insurance has waiting periods, which are the amount of time from when you become unable to work to when you get your first monthly business expenses payment. This is usually between 14 and 90 days.

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What our clients have to say

Steve Pollard is a highly professional and ethical financial planner, who practices what he preaches. He is on the few financial planners to have provided independent fee for service advice since he started in the industry. I trust Steve to provide quality advice to me, my friends and clients.

Andrew Wegener Aquila
Andrew Wegener

Every time I see Steve present at a seminar, I realise it is so much more than financial information, which anyone can provide, and more about finding the right motivator. Steve definitely knows how to motivate in a friendly non confronting manner. I can see why his greatest successes are with clients that stay with him year on year.

Greg Davies Davies Home Loans
Greg Davies

I have know Steve pollard personally now for a couple of years and meet with him once a week for breakfast. He is literally a breath of fresh air as I have always been wary of Finance Advisors in the past. Steve is now working with myself and my partner to help build a financial plan for the future and has really opened my eyes to the possibilities there are. I totally recommend that if you are looking at advice for your personal or business matters to book a time to Steve as you won’t be disappointed.

Sam Skehan "Great Advice"
Sam Skehan

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